Karen Culbertson is the founding partner of Way Better Insurance, a Fort Myers-based Florida property and casualty insurance agency, established in 2016. She launched this venture after years of experience in the insurance industry, where she and her husband Brian, a Fort Myers insurance agent, had previously built a successful business starting in 2010. That earlier agency grew to service over 15,000 policies for 9,000 households by 2015, showcasing Karen’s deep expertise in the field. With Way Better Insurance, Karen continues her commitment to providing tailored insurance solutions.

Way Better Insurance, founded in 2016 by Karen Culbertson, is a Fort Myers-based property and casualty insurance agency dedicated to delivering personalized coverage solutions. With a deep understanding of Florida’s unique insurance needs—honed through Karen’s extensive industry experience—the agency offers a wide range of products, including auto, home, and flood insurance.

Way Better Insurance stands out by comparing rates across over a dozen carriers to find the best combination of price, coverage, and service. The agency prides itself on one-stop shopping, local expertise, and personalized claims support, ensuring clients can protect their assets with confidence. Living the Florida lifestyle, the team understands the state’s weather challenges, from hurricanes to sunny days on the water, and is committed to being a trusted advisor for both present and future needs.