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Home Insurance

Are the backyard shed and my television covered in my homeowners policy?

Are the backyard shed and my television covered in my homeowners policy? Yes. Real property and personal property are covered. The value of your real property—your…

Are There Different Types of Homeowners Insurance?

Yes. A person who owns his or her home would have a different policy from someone who rents. Policies also differ on the amount of…

Can I Legally Own a Home Without Home Insurance?

Actually, yeah: you can legally own a home without homeowners insurance. The keyword being: "legally". This is in the same sense that driving with sunglasses …

Do I really need insurance for my home?

Do I really need insurance for my home? Yes. Insurance is your protection against the many property and liability risks you face as an owner or…

How to Buy a House in 10 Steps

Buying a house is a complicated process even if you've bought a house before. There are a number of things that have to be done,…

How to Understand Your Homeowner's Insurance Policy

Have you ever actually taken a look at your homeowner's insurance policy? You've probably just been concerned about how much your payments are going to …

Car Insurance

Can I Legally Drive Without Auto Insurance?

Honestly… No! Just about every state requires you to have auto liability insurance. Trying to see how little you can get by with can be—quite frankly—stupid. All states have…

I am moving out of state and will not be registered in Florida any more. Can I cancel my insurance?

I am moving out of state and will not be registered in Florida any more. Can I cancel my insurance? Do not cancel your insurance until…

I am registering a vehicle for the first time in Florida. Is car insurance mandatory?

I am registering a vehicle for the first time in Florida. Is car insurance mandatory? Yes. If you own a vehicle with at least four wheels…

What Do I Do If I Can't Find Auto Coverage?

There may be several reasons why you can’t get insurance through traditional private insurance companies: You have a poor driving record …

What is "Personal Injury Protection" (PIP) insurance?

What is "Personal Injury Protection" (PIP) insurance? Also called Florida No Fault Insurance, Personal Injury Protection (PIP) Insurance covers you - regardless of fault (i.e. whether…

What To Do If You Get Into a Car Accident

If someone is injured, call 911 If you can move your car, move it out of the way of traffic Get this information from the scene of…


General Insurance Info

All About Insurance for Fallen Trees

If a tree falls and hits your house, are you covered? The short answer is, yes. The coverage is quite straightforward: if a tree hits…

How Do I Get the Cheapest Car and Home Insurance Possible?

How Do I Get the Cheapest Car and Home Insurance Possible? It's no secret that when people shop for insurance, they are usually only concerned about…

How Your Florida Insurance Changes When You Get Married

The joining together of two lives is joyous. …